15-Year Fixed Mortgage
Updated 04/18/2024

A 15-year fixed mortgage is a mortgage loan whereby the interest rate and the monthly payment amount are fixed for the lifespan of the loan – 15 years. Many homebuyers opt for a 15-year plan over a 30-year conventional loan as it can often save a significant amount of money on interest payments. Despite the dip in overall interest payments over the course of the loan, the buyer is forced to save a bit more each month as their monthly costs will be significantly higher than those of a 30-year fixed mortgage loan.

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