Adjustment Date
Updated 04/29/2024

The adjustment date is the date on which an ARM interest rate is scheduled to change. An ARM interest rate is typically fixed at a discounted rate for the initial lien period before it will be reset (or adjusted). According to the parties’ agreement, the interest rate will be adjusted on a previously arranged date to reflect the current market’s interest rates. The period of time between each adjustment is called the adjustment period.

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