Cash to Close
Updated 04/30/2024

When a realtor or real estate agent uses the phrase “cash-to-close,” they are referring to the number of funds a home buyer needs in order to finalize their real estate purchase. These funds can help cover the costs of the initial down payment and additional fees, including appraisal fees, insurance coverage, legal counsel, and escrow. The total amount must be paid at closing, so the buyer must have the “cash-to-close” prepared for closing day.

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