Doctor Mortgage
Updated 04/29/2024

A physician loan, sometimes known as a “doctor loan,” is a mortgage designed exclusively for medical practitioners that typically does not require a down payment. In the case of other loan types, lenders frequently require borrowers to pay private mortgage insurance (PMI) if the down payment is less than 20%. If you are a doctor, you can avoid paying for both a down payment and private mortgage insurance (PMI).

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