Fixed-Rate Mortgage
Updated 04/29/2024

A “fixed-rate mortgage” is a house loan with a fixed interest rate for the loan duration. This means that the mortgage has a fixed interest rate from start to finish. Fixed-rate mortgages are popular among customers who want to know how much they will pay each month. A fixed-rate mortgage is a house loan with a fixed interest rate over the loan’s entire term. Once locked in, the interest rate does not change in response to market conditions. Fixed-rate mortgages are preferred by borrowers who seek certainty and who plan to own property for an extended period.

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