Home Equity Line of Credit (HELOC)
Updated 04/29/2024

A home equity line of credit, often known as a HELOC, is a revolving credit line secured by your house that you can use for high costs or consolidate higher-interest rate debt on other loansFootnote1, such as credit cards. A HELOC often offers cheaper interest rates than other forms of loans, and the interest may be tax-deductible. Please check with a tax expert regarding interest deductibility, as tax regulations may have changed.

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