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When it comes to mortgage payments, there are three options. First, you are late if you pay one day beyond the due date. Second, after 15 days past the due date, your lender or servicer deems mortgage payments late and assesses late penalties. Third, while prices received after the 15th typically result in a sizable late charge, your credit score should only suffer if your payment is more than 30 days late.
Conventional, VA, FHA, etc. What does it mean?
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