Zero Down Mortgage
Updated 04/29/2024

As the name implies, a zero-down mortgage is a house loan that does not need a down payment. A down payment is an initial payment you make toward purchasing a property, and it is due when the loan is closed. Down payments are often calculated as a percentage of the total amount borrowed by lenders. Only a government-backed loan will allow you to obtain a mortgage with no down payment. The federal government insures government-backed loans. In other words, if you stop paying your mortgage, the government (not your lender) foots the tab.

Mortgage Guides

Conventional, VA, FHA, etc. What does it mean?

Local Guides

Explore the best of Middle Tennessee

View Floor Plans and Get Prequalified For A Home Today

Brian/DestinyHomes

First Name(Required)
Last Name(Required)

View Floor Plans and Get Prequalified For A Home Today

Dalton/Ardent

First Name(Required)
Last Name(Required)

View Floor Plans and Get Prequalified For A Home Today

Emily/Parkside Form

First Name(Required)
Last Name(Required)

View Floor Plans and Get Prequalified For A Home Today

Samantha/SmithDouglas

First Name(Required)
Last Name(Required)

View Floor Plans and Get Prequalified For A Home Today

Brittney/SignatureHomes

First Name(Required)
Last Name(Required)